Call report 2005Q4
SOMERSET VALLEY BANK — 2005Q4
The 22 measures SOMERSET VALLEY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 564,930,000 | USD | evidence → |
| Total loans | 300,815,000 | USD | evidence → |
| Allowance for loan losses | 3,108,000 | USD | evidence → |
| Securities available for sale | 143,584,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 449,975,000 | USD | evidence → |
| Interest-bearing deposits | 408,604,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,371,000 | USD | evidence → |
| Equity capital | 96,047,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,339,000 | USD | evidence → |
| Interest expense | 5,110,000 | USD | evidence → |
| Net interest income | 9,229,000 | USD | evidence → |
| Noninterest income | 754,000 | USD | evidence → |
| Noninterest expense | 7,220,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,763,000 | USD | evidence → |
| Income tax | 894,000 | USD | evidence → |
| Net income | 1,869,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,080,000 | USD | evidence → |
| Total capital | 40,188,000 | USD | evidence → |
| Risk-weighted assets | 351,976,000 | USD | evidence → |