Call report 2003Q4
SOMERSET VALLEY BANK — 2003Q4
The 22 measures SOMERSET VALLEY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 430,702,000 | USD | evidence → |
| Total loans | 271,227,000 | USD | evidence → |
| Allowance for loan losses | 2,668,000 | USD | evidence → |
| Securities available for sale | 41,505,000 | USD | evidence → |
| Securities held to maturity | 58,290,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,271,000 | USD | evidence → |
| Interest-bearing deposits | 319,661,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,610,000 | USD | evidence → |
| Equity capital | 31,581,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,714,000 | USD | evidence → |
| Interest expense | 5,950,000 | USD | evidence → |
| Net interest income | 14,764,000 | USD | evidence → |
| Noninterest income | 1,902,000 | USD | evidence → |
| Noninterest expense | 11,498,000 | USD | evidence → |
| Provision for loan losses | 498,000 | USD | evidence → |
| Pretax income | 4,773,000 | USD | evidence → |
| Income tax | 1,429,000 | USD | evidence → |
| Net income | 3,344,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,331,000 | USD | evidence → |
| Total capital | 33,011,000 | USD | evidence → |
| Risk-weighted assets | 307,023,000 | USD | evidence → |