Call report 2002Q4
SOMERSET VALLEY BANK — 2002Q4
The 22 measures SOMERSET VALLEY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 404,613,000 | USD | evidence → |
| Total loans | 237,853,000 | USD | evidence → |
| Allowance for loan losses | 2,399,000 | USD | evidence → |
| Securities available for sale | 52,171,000 | USD | evidence → |
| Securities held to maturity | 56,209,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 364,683,000 | USD | evidence → |
| Interest-bearing deposits | 310,454,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,229,000 | USD | evidence → |
| Equity capital | 29,076,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,867,000 | USD | evidence → |
| Interest expense | 7,190,000 | USD | evidence → |
| Net interest income | 13,677,000 | USD | evidence → |
| Noninterest income | 1,568,000 | USD | evidence → |
| Noninterest expense | 10,644,000 | USD | evidence → |
| Provision for loan losses | 452,000 | USD | evidence → |
| Pretax income | 4,294,000 | USD | evidence → |
| Income tax | 1,434,000 | USD | evidence → |
| Net income | 2,860,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,591,000 | USD | evidence → |
| Total capital | 29,998,000 | USD | evidence → |
| Risk-weighted assets | 275,553,000 | USD | evidence → |