Call reports 2026
CITIZENS STATE BANK — 2026
What CITIZENS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 81,623,000 | 80,722,000 |
| Total loans | 64,822,000 | 67,298,000 |
| Allowance for loan losses | 630,000 | 630,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 3,756,000 | 3,687,000 |
| Trading assets | 0 | 0 |
| Total deposits | 67,683,000 | 67,018,000 |
| Interest-bearing deposits | 53,637,000 | 52,324,000 |
| Noninterest-bearing deposits | 14,046,000 | 14,694,000 |
| Equity capital | 13,428,000 | 13,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,271,000 | 2,565,000 |
| Interest expense | 358,000 | 705,000 |
| Net interest income | 913,000 | 1,860,000 |
| Noninterest income | 77,000 | 138,000 |
| Noninterest expense | 819,000 | 1,583,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 171,000 | 415,000 |
| Income tax | 34,000 | 83,000 |
| Net income | 137,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,428,000 | 13,092,000 |