Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,081,000 | USD | evidence → |
| Total loans | 16,071,000 | USD | evidence → |
| Allowance for loan losses | 104,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,067,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,520,000 | USD | evidence → |
| Interest-bearing deposits | 21,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,635,000 | USD | evidence → |
| Equity capital | 2,291,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,717,000 | USD | evidence → |
| Interest expense | 732,000 | USD | evidence → |
| Net interest income | 985,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 890,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | -120,000 | USD | evidence → |
| Income tax | -47,000 | USD | evidence → |
| Net income | -73,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,291,000 | USD | evidence → |
| Total capital | 2,395,000 | USD | evidence → |
| Risk-weighted assets | 19,421,000 | USD | evidence → |