Call report 2005Q4
CITIZENS STATE BANK — 2005Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,765,000 | USD | evidence → |
| Total loans | 15,217,000 | USD | evidence → |
| Allowance for loan losses | 146,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,298,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,323,000 | USD | evidence → |
| Interest-bearing deposits | 22,636,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,687,000 | USD | evidence → |
| Equity capital | 2,258,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,705,000 | USD | evidence → |
| Interest expense | 595,000 | USD | evidence → |
| Net interest income | 1,110,000 | USD | evidence → |
| Noninterest income | 201,000 | USD | evidence → |
| Noninterest expense | 953,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 278,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,258,000 | USD | evidence → |
| Total capital | 2,404,000 | USD | evidence → |
| Risk-weighted assets | 19,995,000 | USD | evidence → |