Call report 2003Q4
CITIZENS STATE BANK — 2003Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,404,000 | USD | evidence → |
| Total loans | 14,289,000 | USD | evidence → |
| Allowance for loan losses | 139,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,517,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,299,000 | USD | evidence → |
| Interest-bearing deposits | 23,501,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,798,000 | USD | evidence → |
| Equity capital | 1,963,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,394,000 | USD | evidence → |
| Interest expense | 547,000 | USD | evidence → |
| Net interest income | 847,000 | USD | evidence → |
| Noninterest income | 172,000 | USD | evidence → |
| Noninterest expense | 883,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 86,000 | USD | evidence → |
| Income tax | 62,000 | USD | evidence → |
| Net income | 24,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,963,000 | USD | evidence → |
| Total capital | 2,102,000 | USD | evidence → |
| Risk-weighted assets | 18,585,000 | USD | evidence → |
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