Call report 2002Q4
CITIZENS STATE BANK — 2002Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,566,000 | USD | evidence → |
| Total loans | 16,819,000 | USD | evidence → |
| Allowance for loan losses | 176,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,560,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,403,000 | USD | evidence → |
| Interest-bearing deposits | 22,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,615,000 | USD | evidence → |
| Equity capital | 1,939,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,653,000 | USD | evidence → |
| Interest expense | 712,000 | USD | evidence → |
| Net interest income | 941,000 | USD | evidence → |
| Noninterest income | 168,000 | USD | evidence → |
| Noninterest expense | 791,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 268,000 | USD | evidence → |
| Income tax | 91,000 | USD | evidence → |
| Net income | 177,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,939,000 | USD | evidence → |
| Total capital | 2,115,000 | USD | evidence → |
| Risk-weighted assets | 17,054,000 | USD | evidence → |