Call reports 2025
NEBRASKA STATE BANK AND TRUST COMPANY — 2025
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 279,460,000 | 275,346,000 | 281,203,000 | 285,470,000 |
| Total loans | 225,026,000 | 221,876,000 | 225,437,000 | 221,692,000 |
| Allowance for loan losses | 2,509,000 | 2,497,000 | 2,160,000 | 2,580,000 |
| Securities available for sale | 42,835,000 | 41,607,000 | 43,576,000 | 43,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,522,000 | 226,358,000 | 230,299,000 | 235,952,000 |
| Interest-bearing deposits | 185,541,000 | 186,737,000 | 191,366,000 | 197,031,000 |
| Noninterest-bearing deposits | 31,981,000 | 39,621,000 | 38,933,000 | 38,921,000 |
| Equity capital | 30,229,000 | 31,302,000 | 32,264,000 | 33,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,911,000 | 7,830,000 | 11,857,000 | 15,820,000 |
| Interest expense | 1,168,000 | 2,271,000 | 3,438,000 | 4,494,000 |
| Net interest income | 2,743,000 | 5,559,000 | 8,419,000 | 11,326,000 |
| Noninterest income | 201,000 | 404,000 | 620,000 | 820,000 |
| Noninterest expense | 1,695,000 | 3,348,000 | 5,176,000 | 6,803,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 300,000 |
| Pretax income | 1,249,000 | 2,615,000 | 3,563,000 | 5,050,000 |
| Income tax | 20,000 | 40,000 | 59,000 | 79,000 |
| Net income | 1,229,000 | 2,575,000 | 3,504,000 | 4,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,790,000 | 34,529,000 | 34,851,000 | 35,709,000 |
| Total capital | — | — | — | 38,289,000 |
| Risk-weighted assets | — | — | — | 237,571,000 |