Call reports 2024
NEBRASKA STATE BANK AND TRUST COMPANY — 2024
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 271,884,000 | 279,446,000 | 279,753,000 | 297,542,000 |
| Total loans | 214,604,000 | 225,353,000 | 223,238,000 | 235,479,000 |
| Allowance for loan losses | 2,037,000 | 2,078,000 | 2,101,000 | 2,514,000 |
| Securities available for sale | 44,510,000 | 40,803,000 | 41,666,000 | 41,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,475,000 | 228,972,000 | 226,939,000 | 227,703,000 |
| Interest-bearing deposits | 178,878,000 | 190,825,000 | 187,893,000 | 187,852,000 |
| Noninterest-bearing deposits | 37,597,000 | 38,147,000 | 39,046,000 | 39,851,000 |
| Equity capital | 27,319,000 | 28,195,000 | 29,823,000 | 29,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,682,000 | 7,532,000 | 11,494,000 | 15,572,000 |
| Interest expense | 1,028,000 | 2,183,000 | 3,492,000 | 4,934,000 |
| Net interest income | 2,654,000 | 5,349,000 | 8,002,000 | 10,638,000 |
| Noninterest income | 243,000 | 503,000 | 714,000 | 909,000 |
| Noninterest expense | 1,676,000 | 3,226,000 | 4,951,000 | 6,500,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,176,000 | 2,536,000 | 3,630,000 | 4,867,000 |
| Income tax | 26,000 | 54,000 | 78,000 | 78,000 |
| Net income | 1,150,000 | 2,482,000 | 3,552,000 | 4,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,758,000 | 32,527,000 | 33,035,000 | 33,169,000 |
| Total capital | 33,795,000 | 34,605,000 | — | — |
| Risk-weighted assets | 229,168,000 | 240,373,000 | — | — |