Call reports 2023
NEBRASKA STATE BANK AND TRUST COMPANY — 2023
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 259,012,000 | 260,527,000 | 271,142,000 | 281,379,000 |
| Total loans | 191,796,000 | 204,020,000 | 212,869,000 | 218,029,000 |
| Allowance for loan losses | 1,841,000 | 1,882,000 | 1,924,000 | 1,995,000 |
| Securities available for sale | 43,204,000 | 42,576,000 | 41,727,000 | 44,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,171,000 | 221,852,000 | 226,163,000 | 229,536,000 |
| Interest-bearing deposits | 183,411,000 | 181,917,000 | 185,026,000 | 184,863,000 |
| Noninterest-bearing deposits | 40,760,000 | 39,935,000 | 41,137,000 | 44,673,000 |
| Equity capital | 26,227,000 | 26,418,000 | 26,405,000 | 27,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,208,000 | 6,493,000 | 10,081,000 | 13,787,000 |
| Interest expense | 548,000 | 1,243,000 | 2,113,000 | 3,068,000 |
| Net interest income | 2,660,000 | 5,250,000 | 7,968,000 | 10,719,000 |
| Noninterest income | 211,000 | 429,000 | 655,000 | 854,000 |
| Noninterest expense | 1,642,000 | 3,159,000 | 4,793,000 | 6,311,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 580,000 |
| Pretax income | 1,184,000 | 2,430,000 | 3,695,000 | 4,682,000 |
| Income tax | 28,000 | 54,000 | 80,000 | 100,000 |
| Net income | 1,156,000 | 2,376,000 | 3,615,000 | 4,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,728,000 | 31,452,000 | 32,196,000 | 31,431,000 |
| Total capital | 32,569,000 | 33,334,000 | 34,120,000 | 33,426,000 |
| Risk-weighted assets | 210,143,000 | 220,651,000 | 227,344,000 | 234,397,000 |