Call reports 2022
NEBRASKA STATE BANK AND TRUST COMPANY — 2022
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 291,626,000 | 284,358,000 | 274,012,000 | 279,424,000 |
| Total loans | 198,892,000 | 211,701,000 | 216,364,000 | 209,406,000 |
| Allowance for loan losses | 2,126,000 | 2,172,000 | 2,209,000 | 2,250,000 |
| Securities available for sale | 47,318,000 | 47,834,000 | 46,439,000 | 46,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,019,000 | 249,265,000 | 239,199,000 | 246,114,000 |
| Interest-bearing deposits | 199,577,000 | 202,498,000 | 192,022,000 | 188,361,000 |
| Noninterest-bearing deposits | 54,442,000 | 46,767,000 | 47,177,000 | 57,753,000 |
| Equity capital | 25,517,000 | 24,361,000 | 23,476,000 | 24,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,092,000 | 4,644,000 | 7,762,000 | 10,915,000 |
| Interest expense | 291,000 | 538,000 | 944,000 | 1,421,000 |
| Net interest income | 1,801,000 | 4,106,000 | 6,818,000 | 9,494,000 |
| Noninterest income | 204,000 | 386,000 | 616,000 | 838,000 |
| Noninterest expense | 1,414,000 | 2,983,000 | 4,577,000 | 6,064,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 546,000 | 1,419,000 | 2,692,000 | 4,058,000 |
| Income tax | 20,000 | 53,000 | 88,000 | 116,000 |
| Net income | 526,000 | 1,366,000 | 2,604,000 | 3,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,933,000 | 28,346,000 | 29,156,000 | 30,067,000 |
| Total capital | — | 30,518,000 | 31,365,000 | 32,317,000 |
| Risk-weighted assets | — | 230,547,000 | 232,414,000 | 228,601,000 |