Call reports 2020
NEBRASKA STATE BANK AND TRUST COMPANY — 2020
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 252,038,000 | 280,737,000 | 280,702,000 | 285,560,000 |
| Total loans | 215,843,000 | 215,909,000 | 215,251,000 | 212,878,000 |
| Allowance for loan losses | 1,743,000 | 1,829,000 | 1,902,000 | 1,964,000 |
| Securities available for sale | 16,087,000 | 17,978,000 | 15,759,000 | 20,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,358,000 | 234,497,000 | 234,130,000 | 241,010,000 |
| Interest-bearing deposits | 174,564,000 | 196,117,000 | 194,498,000 | 197,843,000 |
| Noninterest-bearing deposits | 31,794,000 | 38,380,000 | 39,632,000 | 43,167,000 |
| Equity capital | 25,457,000 | 25,849,000 | 26,280,000 | 26,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,845,000 | 5,560,000 | 8,218,000 | 10,966,000 |
| Interest expense | 611,000 | 1,147,000 | 1,651,000 | 2,126,000 |
| Net interest income | 2,234,000 | 4,413,000 | 6,567,000 | 8,840,000 |
| Noninterest income | 222,000 | 420,000 | 778,000 | 743,000 |
| Noninterest expense | 1,394,000 | 2,855,000 | 4,245,000 | 5,882,000 |
| Provision for loan losses | 45,000 | 120,000 | 195,000 | 260,000 |
| Pretax income | 1,017,000 | 1,858,000 | 2,905,000 | 3,618,000 |
| Income tax | 24,000 | 50,000 | 77,000 | 104,000 |
| Net income | 993,000 | 1,808,000 | 2,828,000 | 3,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,014,000 | 25,199,000 | 25,588,000 | 25,644,000 |