Call reports 2019
NEBRASKA STATE BANK AND TRUST COMPANY — 2019
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 238,876,000 | 242,155,000 | 247,044,000 | 243,786,000 |
| Total loans | 207,137,000 | 211,711,000 | 207,939,000 | 207,652,000 |
| Allowance for loan losses | 1,700,000 | 1,725,000 | 1,751,000 | 1,766,000 |
| Securities available for sale | 19,633,000 | 19,019,000 | 17,302,000 | 16,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,373,000 | 199,058,000 | 205,948,000 | 202,854,000 |
| Interest-bearing deposits | 161,723,000 | 164,261,000 | 171,268,000 | 168,390,000 |
| Noninterest-bearing deposits | 35,650,000 | 34,797,000 | 34,680,000 | 34,464,000 |
| Equity capital | 24,789,000 | 25,280,000 | 24,590,000 | 24,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,743,000 | 5,712,000 | 8,710,000 | 11,547,000 |
| Interest expense | 578,000 | 1,270,000 | 1,966,000 | 2,611,000 |
| Net interest income | 2,165,000 | 4,442,000 | 6,744,000 | 8,936,000 |
| Noninterest income | 208,000 | 455,000 | 696,000 | 925,000 |
| Noninterest expense | 1,354,000 | 2,743,000 | 4,061,000 | 5,466,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 989,000 | 2,094,000 | 3,289,000 | 4,275,000 |
| Income tax | 24,000 | 46,000 | 70,000 | 94,000 |
| Net income | 965,000 | 2,048,000 | 3,219,000 | 4,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,771,000 | 25,067,000 | 24,318,000 | 24,650,000 |
| Total capital | 26,471,000 | 26,792,000 | 26,069,000 | 26,416,000 |
| Risk-weighted assets | 208,156,000 | 212,247,000 | 214,257,000 | 216,082,000 |