Call reports 2018
NEBRASKA STATE BANK AND TRUST COMPANY — 2018
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 218,930,000 | 238,240,000 | 245,739,000 | 240,722,000 |
| Total loans | 192,934,000 | 210,818,000 | 211,480,000 | 205,434,000 |
| Allowance for loan losses | 1,601,000 | 1,626,000 | 1,647,000 | 1,674,000 |
| Securities available for sale | 17,980,000 | 17,642,000 | 20,584,000 | 20,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,177,000 | 201,706,000 | 196,375,000 | 198,131,000 |
| Interest-bearing deposits | 155,615,000 | 164,294,000 | 160,192,000 | 160,791,000 |
| Noninterest-bearing deposits | 34,562,000 | 37,412,000 | 36,183,000 | 37,340,000 |
| Equity capital | 23,992,000 | 23,945,000 | 24,165,000 | 24,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,878,000 | 7,643,000 | 10,408,000 |
| Interest expense | 346,000 | 833,000 | 1,386,000 | 1,981,000 |
| Net interest income | 1,993,000 | 4,045,000 | 6,257,000 | 8,427,000 |
| Noninterest income | 173,000 | 358,000 | 593,000 | 709,000 |
| Noninterest expense | 1,309,000 | 2,681,000 | 3,977,000 | 5,360,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 827,000 | 1,662,000 | 2,783,000 | 3,656,000 |
| Income tax | 22,000 | 45,000 | 69,000 | 92,000 |
| Net income | 805,000 | 1,617,000 | 2,714,000 | 3,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,198,000 | 24,222,000 | 24,532,000 | 24,594,000 |
| Total capital | 25,799,000 | 25,848,000 | 26,179,000 | 26,268,000 |
| Risk-weighted assets | 194,156,000 | 212,599,000 | 216,774,000 | 207,082,000 |