Call reports 2017
NEBRASKA STATE BANK AND TRUST COMPANY — 2017
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 216,462,000 | 225,695,000 | 225,987,000 | 225,472,000 |
| Total loans | 193,493,000 | 200,439,000 | 200,390,000 | 195,932,000 |
| Allowance for loan losses | 1,502,000 | 1,526,000 | 1,551,000 | 1,575,000 |
| Securities available for sale | 7,925,000 | 17,343,000 | 17,312,000 | 16,971,000 |
| Securities held to maturity | 6,992,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,328,000 | 190,819,000 | 190,271,000 | 191,286,000 |
| Interest-bearing deposits | 150,750,000 | 154,296,000 | 154,592,000 | 153,185,000 |
| Noninterest-bearing deposits | 32,578,000 | 36,523,000 | 35,679,000 | 38,101,000 |
| Equity capital | 24,195,000 | 24,612,000 | 24,960,000 | 24,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,544,000 | 6,970,000 | 9,383,000 |
| Interest expense | 284,000 | 615,000 | 967,000 | 1,317,000 |
| Net interest income | 1,913,000 | 3,929,000 | 6,003,000 | 8,066,000 |
| Noninterest income | 170,000 | 329,000 | 494,000 | 171,000 |
| Noninterest expense | 1,248,000 | 2,612,000 | 3,925,000 | 5,627,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 805,000 | 1,596,000 | 2,500,000 | 2,508,000 |
| Income tax | 21,000 | 43,000 | 65,000 | 88,000 |
| Net income | 784,000 | 1,553,000 | 2,435,000 | 2,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,057,000 | 24,422,000 | 24,899,000 | 24,160,000 |
| Total capital | 25,559,000 | 25,948,000 | 26,450,000 | 25,735,000 |
| Risk-weighted assets | 191,022,000 | 200,886,000 | 201,044,000 | 196,880,000 |