Call reports 2016
NEBRASKA STATE BANK AND TRUST COMPANY — 2016
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 209,571,000 | 211,983,000 | 215,501,000 | 220,523,000 |
| Total loans | 182,797,000 | 187,130,000 | 190,933,000 | 194,181,000 |
| Allowance for loan losses | 1,410,000 | 1,437,000 | 1,458,000 | 1,482,000 |
| Securities available for sale | 8,024,000 | 7,087,000 | 7,058,000 | 7,925,000 |
| Securities held to maturity | 9,510,000 | 8,266,000 | 7,403,000 | 7,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,558,000 | 180,674,000 | 182,555,000 | 185,632,000 |
| Interest-bearing deposits | 135,005,000 | 148,016,000 | 149,502,000 | 147,342,000 |
| Noninterest-bearing deposits | 35,553,000 | 32,658,000 | 33,053,000 | 38,290,000 |
| Equity capital | 23,212,000 | 23,475,000 | 23,711,000 | 23,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,204,000 | 6,409,000 | 8,595,000 |
| Interest expense | 246,000 | 511,000 | 781,000 | 1,050,000 |
| Net interest income | 1,823,000 | 3,693,000 | 5,628,000 | 7,545,000 |
| Noninterest income | 142,000 | 288,000 | 447,000 | 635,000 |
| Noninterest expense | 1,246,000 | 2,548,000 | 3,861,000 | 5,148,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 664,000 | 1,346,000 | 2,097,000 | 2,885,000 |
| Income tax | 20,000 | 41,000 | 62,000 | 83,000 |
| Net income | 644,000 | 1,305,000 | 2,035,000 | 2,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,763,000 | 23,016,000 | 23,336,000 | 23,695,000 |
| Total capital | 24,173,000 | 24,454,000 | 24,794,000 | 25,177,000 |
| Risk-weighted assets | 179,839,000 | 184,046,000 | 188,103,000 | 193,006,000 |