Call reports 2015
NEBRASKA STATE BANK AND TRUST COMPANY — 2015
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 191,443,000 | 202,547,000 | 208,095,000 | 210,133,000 |
| Total loans | 161,798,000 | 172,058,000 | 176,446,000 | 178,220,000 |
| Allowance for loan losses | 1,299,000 | 1,328,000 | 1,356,000 | 1,385,000 |
| Securities available for sale | 10,079,000 | 9,501,000 | 9,593,000 | 9,534,000 |
| Securities held to maturity | 10,924,000 | 10,875,000 | 11,125,000 | 9,887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,225,000 | 169,718,000 | 166,651,000 | 169,959,000 |
| Interest-bearing deposits | 131,208,000 | 137,816,000 | 133,317,000 | 134,038,000 |
| Noninterest-bearing deposits | 34,017,000 | 31,902,000 | 33,334,000 | 35,921,000 |
| Equity capital | 21,921,000 | 22,152,000 | 22,619,000 | 22,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,862,000 | 3,838,000 | 5,912,000 | 7,972,000 |
| Interest expense | 202,000 | 414,000 | 642,000 | 881,000 |
| Net interest income | 1,660,000 | 3,424,000 | 5,270,000 | 7,091,000 |
| Noninterest income | 137,000 | 265,000 | 400,000 | 535,000 |
| Noninterest expense | 1,185,000 | 2,351,000 | 3,537,000 | 4,706,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 582,000 | 1,278,000 | 2,043,000 | 2,803,000 |
| Income tax | 20,000 | 39,000 | 60,000 | 78,000 |
| Net income | 562,000 | 1,239,000 | 1,983,000 | 2,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,293,000 | 21,702,000 | 22,133,000 | 22,561,000 |
| Total capital | 22,592,000 | 23,029,000 | 23,489,000 | 23,945,000 |
| Risk-weighted assets | 161,647,000 | 172,256,000 | 177,020,000 | 175,847,000 |