Call reports 2012
NEBRASKA STATE BANK AND TRUST COMPANY — 2012
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 165,950,000 | 171,493,000 | 172,392,000 | 183,197,000 |
| Total loans | 129,956,000 | 141,037,000 | 144,386,000 | 143,837,000 |
| Allowance for loan losses | 953,000 | 987,000 | 1,022,000 | 1,046,000 |
| Securities available for sale | 5,077,000 | 5,077,000 | 5,074,000 | 4,160,000 |
| Securities held to maturity | 11,019,000 | 10,974,000 | 10,958,000 | 11,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,022,000 | 151,601,000 | 148,624,000 | 162,024,000 |
| Interest-bearing deposits | 118,340,000 | 126,084,000 | 122,476,000 | 125,582,000 |
| Noninterest-bearing deposits | 27,682,000 | 25,517,000 | 26,148,000 | 36,442,000 |
| Equity capital | 18,405,000 | 18,684,000 | 19,061,000 | 19,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,717,000 | 3,518,000 | 5,403,000 | 7,194,000 |
| Interest expense | 332,000 | 626,000 | 920,000 | 1,182,000 |
| Net interest income | 1,385,000 | 2,892,000 | 4,483,000 | 6,012,000 |
| Noninterest income | 146,000 | 264,000 | 372,000 | 499,000 |
| Noninterest expense | 1,028,000 | 2,080,000 | 3,104,000 | 4,123,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 472,000 | 1,015,000 | 1,660,000 | 2,249,000 |
| Income tax | 16,000 | 34,000 | 52,000 | 73,000 |
| Net income | 456,000 | 981,000 | 1,608,000 | 2,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,269,000 | 17,565,000 | 17,961,000 | 18,300,000 |
| Total capital | 18,222,000 | 18,552,000 | 18,983,000 | 19,346,000 |
| Risk-weighted assets | 138,992,000 | 148,059,000 | 151,538,000 | 154,075,000 |