Call reports 2011
NEBRASKA STATE BANK AND TRUST COMPANY — 2011
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 152,298,000 | 151,611,000 | 159,480,000 | 176,379,000 |
| Total loans | 121,788,000 | 127,707,000 | 135,462,000 | 137,740,000 |
| Allowance for loan losses | 869,000 | 897,000 | 923,000 | 920,000 |
| Securities available for sale | 7,593,000 | 6,619,000 | 5,594,000 | 5,575,000 |
| Securities held to maturity | 8,065,000 | 8,500,000 | 9,146,000 | 10,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,469,000 | 132,252,000 | 134,881,000 | 156,550,000 |
| Interest-bearing deposits | 111,610,000 | 112,874,000 | 112,606,000 | 121,868,000 |
| Noninterest-bearing deposits | 21,859,000 | 19,378,000 | 22,274,000 | 34,682,000 |
| Equity capital | 17,290,000 | 17,720,000 | 18,296,000 | 18,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,608,000 | 5,530,000 | 7,443,000 |
| Interest expense | 385,000 | 756,000 | 1,118,000 | 1,463,000 |
| Net interest income | 1,374,000 | 2,852,000 | 4,412,000 | 5,980,000 |
| Noninterest income | 124,000 | 254,000 | 380,000 | 505,000 |
| Noninterest expense | 995,000 | 1,987,000 | 2,952,000 | 3,934,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 70,000 |
| Pretax income | 503,000 | 1,133,000 | 1,900,000 | 2,581,000 |
| Income tax | 14,000 | 29,000 | 43,000 | 64,000 |
| Net income | 489,000 | 1,104,000 | 1,857,000 | 2,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,169,000 | 16,594,000 | 17,113,000 | 17,044,000 |
| Total capital | 17,038,000 | 17,491,000 | 18,036,000 | 17,964,000 |
| Risk-weighted assets | 127,460,000 | 134,162,000 | 141,646,000 | 148,888,000 |