Call reports 2010
NEBRASKA STATE BANK AND TRUST COMPANY — 2010
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,302,000 | 144,221,000 | 141,344,000 | 150,661,000 |
| Total loans | 114,452,000 | 116,277,000 | 122,879,000 | 123,155,000 |
| Allowance for loan losses | 855,000 | 833,000 | 834,000 | 870,000 |
| Securities available for sale | 5,098,000 | 5,083,000 | 4,057,000 | 5,100,000 |
| Securities held to maturity | 7,255,000 | 4,864,000 | 4,761,000 | 4,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,272,000 | 124,388,000 | 121,526,000 | 131,986,000 |
| Interest-bearing deposits | 98,324,000 | 107,300,000 | 105,461,000 | 110,533,000 |
| Noninterest-bearing deposits | 17,948,000 | 17,088,000 | 16,065,000 | 21,453,000 |
| Equity capital | 16,641,000 | 16,950,000 | 17,266,000 | 17,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,483,000 | 5,317,000 | 7,122,000 |
| Interest expense | 415,000 | 840,000 | 1,280,000 | 1,691,000 |
| Net interest income | 1,326,000 | 2,643,000 | 4,037,000 | 5,431,000 |
| Noninterest income | 110,000 | 250,000 | 389,000 | 567,000 |
| Noninterest expense | 913,000 | 1,818,000 | 2,777,000 | 3,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 523,000 | 1,075,000 | 1,649,000 | 2,305,000 |
| Income tax | 10,000 | 21,000 | 37,000 | 52,000 |
| Net income | 513,000 | 1,054,000 | 1,612,000 | 2,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,388,000 | 15,718,000 | 16,065,000 | 15,869,000 |
| Total capital | 16,243,000 | 16,551,000 | 16,899,000 | 16,739,000 |
| Risk-weighted assets | 119,394,000 | 121,702,000 | 126,733,000 | 129,323,000 |