Call reports 2007
NEBRASKA STATE BANK AND TRUST COMPANY — 2007
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,060,000 | 100,712,000 | 98,212,000 | 104,794,000 |
| Total loans | 69,636,000 | 73,450,000 | 75,143,000 | 74,809,000 |
| Allowance for loan losses | 673,000 | 666,000 | 663,000 | 662,000 |
| Securities available for sale | 3,003,000 | 4,993,000 | 5,043,000 | 5,089,000 |
| Securities held to maturity | 8,218,000 | 8,140,000 | 8,142,000 | 8,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,209,000 | 83,751,000 | 81,899,000 | 87,972,000 |
| Interest-bearing deposits | 68,938,000 | 74,540,000 | 71,065,000 | 75,984,000 |
| Noninterest-bearing deposits | 11,271,000 | 9,211,000 | 10,834,000 | 11,988,000 |
| Equity capital | 13,534,000 | 13,467,000 | 13,787,000 | 14,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 3,135,000 | 4,804,000 | 6,472,000 |
| Interest expense | 637,000 | 1,319,000 | 2,020,000 | 2,741,000 |
| Net interest income | 902,000 | 1,816,000 | 2,784,000 | 3,731,000 |
| Noninterest income | 78,000 | 147,000 | 223,000 | 337,000 |
| Noninterest expense | 637,000 | 1,129,000 | 1,618,000 | 2,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 834,000 | 1,389,000 | 1,916,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 39,000 |
| Net income | 334,000 | 817,000 | 1,363,000 | 1,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,535,000 | 13,469,000 | 13,740,000 | 14,025,000 |
| Total capital | 14,208,000 | 14,135,000 | 14,403,000 | 14,687,000 |
| Risk-weighted assets | 74,688,000 | 77,561,000 | 78,022,000 | 79,244,000 |