Call reports 2005
NEBRASKA STATE BANK AND TRUST COMPANY — 2005
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,071,000 | 85,758,000 | 86,439,000 | 90,020,000 |
| Total loans | 60,876,000 | 64,702,000 | 67,327,000 | 67,837,000 |
| Allowance for loan losses | 702,000 | 694,000 | 692,000 | 688,000 |
| Securities available for sale | 5,993,000 | 2,980,000 | 2,960,000 | 2,970,000 |
| Securities held to maturity | 4,685,000 | 6,765,000 | 7,966,000 | 7,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,282,000 | 71,877,000 | 70,239,000 | 75,209,000 |
| Interest-bearing deposits | 60,496,000 | 61,054,000 | 59,085,000 | 62,169,000 |
| Noninterest-bearing deposits | 11,786,000 | 10,823,000 | 11,155,000 | 13,040,000 |
| Equity capital | 11,629,000 | 11,663,000 | 11,898,000 | 12,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,131,000 | 3,309,000 | 4,533,000 |
| Interest expense | 271,000 | 565,000 | 895,000 | 1,278,000 |
| Net interest income | 767,000 | 1,566,000 | 2,414,000 | 3,255,000 |
| Noninterest income | 100,000 | 190,000 | 281,000 | 410,000 |
| Noninterest expense | 560,000 | 1,009,000 | 1,490,000 | 1,966,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 307,000 | 747,000 | 1,205,000 | 1,699,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 34,000 |
| Net income | 299,000 | 730,000 | 1,180,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,686,000 | 11,717,000 | 11,967,000 | 12,227,000 |
| Total capital | 12,388,000 | 12,411,000 | 12,659,000 | 12,915,000 |
| Risk-weighted assets | 65,278,000 | 69,506,000 | 72,348,000 | 72,510,000 |