Call reports 2004
NEBRASKA STATE BANK AND TRUST COMPANY — 2004
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 82,456,000 | 83,652,000 | 83,252,000 | 88,438,000 |
| Total loans | 60,556,000 | 62,671,000 | 65,017,000 | 60,784,000 |
| Allowance for loan losses | 698,000 | 715,000 | 715,000 | 704,000 |
| Securities available for sale | 6,207,000 | 5,110,000 | 6,070,000 | 6,069,000 |
| Securities held to maturity | 5,821,000 | 3,909,000 | 3,813,000 | 4,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,239,000 | 71,358,000 | 71,015,000 | 75,212,000 |
| Interest-bearing deposits | 59,709,000 | 62,507,000 | 60,984,000 | 61,265,000 |
| Noninterest-bearing deposits | 9,530,000 | 8,851,000 | 10,031,000 | 13,947,000 |
| Equity capital | 11,502,000 | 11,029,000 | 11,140,000 | 11,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 2,029,000 | 3,084,000 | 4,130,000 |
| Interest expense | 239,000 | 495,000 | 750,000 | 1,013,000 |
| Net interest income | 767,000 | 1,534,000 | 2,334,000 | 3,117,000 |
| Noninterest income | 96,000 | 182,000 | 266,000 | 386,000 |
| Noninterest expense | 527,000 | 953,000 | 1,431,000 | 1,886,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 321,000 | 733,000 | 1,139,000 | 1,587,000 |
| Income tax | 8,000 | 16,000 | 25,000 | 33,000 |
| Net income | 313,000 | 717,000 | 1,114,000 | 1,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,401,000 | 11,000,000 | 11,172,000 | 11,387,000 |
| Total capital | 12,099,000 | 11,715,000 | 11,887,000 | 12,091,000 |
| Risk-weighted assets | 63,220,000 | 65,496,000 | 68,176,000 | 66,173,000 |