Call reports 2002
NEBRASKA STATE BANK AND TRUST COMPANY — 2002
What NEBRASKA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,720,000 | 79,599,000 | 79,564,000 | 80,015,000 |
| Total loans | 51,068,000 | 52,924,000 | 52,972,000 | 50,730,000 |
| Allowance for loan losses | 754,000 | 687,000 | 689,000 | 686,000 |
| Securities available for sale | 10,808,000 | 9,445,000 | 8,526,000 | 8,498,000 |
| Securities held to maturity | 8,578,000 | 8,504,000 | 6,700,000 | 8,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,545,000 | 67,140,000 | 68,065,000 | 68,728,000 |
| Interest-bearing deposits | 58,476,000 | 58,963,000 | 59,134,000 | 57,966,000 |
| Noninterest-bearing deposits | 8,069,000 | 8,177,000 | 8,931,000 | 10,762,000 |
| Equity capital | 9,731,000 | 9,974,000 | 10,216,000 | 10,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,433,000 | 3,622,000 | 4,754,000 |
| Interest expense | 499,000 | 959,000 | 1,392,000 | 1,787,000 |
| Net interest income | 737,000 | 1,474,000 | 2,230,000 | 2,967,000 |
| Noninterest income | 78,000 | 142,000 | 210,000 | 346,000 |
| Noninterest expense | 494,000 | 894,000 | 1,325,000 | 1,754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 722,000 | 1,117,000 | 1,561,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 33,000 |
| Net income | 313,000 | 705,000 | 1,092,000 | 1,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,625,000 | 9,792,000 | 9,929,000 | 10,140,000 |
| Total capital | 10,309,000 | 10,479,000 | 10,618,000 | 10,826,000 |
| Risk-weighted assets | 54,619,000 | 56,059,000 | 57,291,000 | 55,555,000 |