Call reports 2022
COMMUNITY BANK OF THE CHESAPEAKE — 2022
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,350,299,000 | 2,321,585,000 | 2,358,277,000 | 2,408,423,000 |
| Total loans | 1,645,209,000 | 1,657,552,000 | 1,744,610,000 | 1,821,466,000 |
| Allowance for loan losses | 21,382,000 | 21,404,000 | 22,027,000 | 22,890,000 |
| Securities available for sale | 507,527,000 | 485,456,000 | 464,504,000 | 462,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,097,039,000 | 2,088,573,000 | 2,130,477,000 | 2,090,895,000 |
| Interest-bearing deposits | 1,449,972,000 | 1,448,661,000 | 1,479,020,000 | 1,453,468,000 |
| Noninterest-bearing deposits | 647,067,000 | 639,912,000 | 651,457,000 | 637,427,000 |
| Equity capital | 222,754,000 | 212,697,000 | 207,146,000 | 216,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,814,000 | 36,609,000 | 57,994,000 | 83,372,000 |
| Interest expense | 540,000 | 1,400,000 | 3,307,000 | 7,713,000 |
| Net interest income | 17,274,000 | 35,209,000 | 54,687,000 | 75,659,000 |
| Noninterest income | 1,195,000 | 2,754,000 | 4,128,000 | 6,282,000 |
| Noninterest expense | 8,438,000 | 17,053,000 | 26,067,000 | 35,929,000 |
| Provision for loan losses | 419,000 | 870,000 | 1,569,000 | 2,437,000 |
| Pretax income | 9,390,000 | 19,663,000 | 30,615,000 | 42,874,000 |
| Income tax | 2,340,000 | 4,936,000 | 7,541,000 | 10,498,000 |
| Net income | 7,050,000 | 14,727,000 | 23,074,000 | 32,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,203,000 | 233,100,000 | 239,680,000 | 248,187,000 |
| Total capital | 251,822,000 | 254,766,000 | 261,975,000 | 271,490,000 |
| Risk-weighted assets | 1,729,915,000 | 1,758,663,000 | 1,855,484,000 | 1,941,923,000 |