Call reports 2021
COMMUNITY BANK OF THE CHESAPEAKE — 2021
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,148,062,000 | 2,192,933,000 | 2,277,381,000 | 2,325,841,000 |
| Total loans | 1,620,863,000 | 1,620,920,000 | 1,588,264,000 | 1,605,275,000 |
| Allowance for loan losses | 18,256,000 | 18,516,000 | 18,579,000 | 18,417,000 |
| Securities available for sale | 253,348,000 | 347,678,000 | 456,665,000 | 497,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,878,796,000 | 1,912,626,000 | 2,008,710,000 | 2,059,261,000 |
| Interest-bearing deposits | 1,460,620,000 | 1,483,680,000 | 1,571,869,000 | 1,609,819,000 |
| Noninterest-bearing deposits | 418,176,000 | 428,946,000 | 436,841,000 | 449,442,000 |
| Equity capital | 221,447,000 | 230,158,000 | 231,839,000 | 236,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 18,292,000 | 36,383,000 | 54,223,000 | 72,774,000 |
| Interest expense | 845,000 | 1,530,000 | 2,256,000 | 2,847,000 |
| Net interest income | 17,447,000 | 34,853,000 | 51,967,000 | 69,927,000 |
| Noninterest income | 1,244,000 | 2,442,000 | 3,683,000 | 5,243,000 |
| Noninterest expense | 9,561,000 | 18,274,000 | 27,123,000 | 36,621,000 |
| Provision for loan losses | 295,000 | 586,000 | 586,000 | 586,000 |
| Pretax income | 9,336,000 | 18,949,000 | 28,433,000 | 38,410,000 |
| Income tax | 2,321,000 | 4,721,000 | 7,084,000 | 9,538,000 |
| Net income | 7,015,000 | 14,228,000 | 21,349,000 | 28,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,897,000 | 215,323,000 | 220,162,000 | 226,912,000 |
| Total capital | 226,204,000 | 233,890,000 | 238,792,000 | 245,380,000 |
| Risk-weighted assets | 1,596,308,000 | 1,633,346,000 | 1,616,802,000 | 1,663,831,000 |