Call reports 2020
COMMUNITY BANK OF THE CHESAPEAKE — 2020
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,825,070,000 | 2,091,776,000 | 2,135,364,000 | 2,024,642,000 |
| Total loans | 1,492,238,000 | 1,620,500,000 | 1,625,981,000 | 1,613,544,000 |
| Allowance for loan losses | 15,061,000 | 16,319,000 | 18,829,000 | 19,424,000 |
| Securities available for sale | 213,912,000 | 234,733,000 | 229,619,000 | 246,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,515,795,000 | 1,672,901,000 | 1,783,011,000 | 1,757,678,000 |
| Interest-bearing deposits | 1,257,557,000 | 1,312,946,000 | 1,418,696,000 | 1,383,002,000 |
| Noninterest-bearing deposits | 258,238,000 | 359,955,000 | 364,315,000 | 374,676,000 |
| Equity capital | 193,741,000 | 198,100,000 | 200,631,000 | 217,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 18,527,000 | 37,313,000 | 55,139,000 | 73,499,000 |
| Interest expense | 3,376,000 | 5,696,000 | 7,735,000 | 9,423,000 |
| Net interest income | 15,151,000 | 31,617,000 | 47,404,000 | 64,076,000 |
| Noninterest income | 1,229,000 | 2,189,000 | 3,284,000 | 4,503,000 |
| Noninterest expense | 9,053,000 | 17,825,000 | 26,767,000 | 35,703,000 |
| Provision for loan losses | 4,100,000 | 7,600,000 | 10,100,000 | 10,700,000 |
| Pretax income | 3,631,000 | 8,937,000 | 14,606,000 | 23,661,000 |
| Income tax | 145,000 | 1,438,000 | 2,818,000 | 5,141,000 |
| Net income | 3,486,000 | 7,499,000 | 11,788,000 | 18,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,325,000 | 181,409,000 | 183,784,000 | 200,675,000 |
| Total capital | 193,437,000 | 197,779,000 | 202,664,000 | 220,150,000 |
| Risk-weighted assets | 1,537,295,000 | 1,551,904,000 | 1,582,145,000 | 1,580,786,000 |