Call reports 2019
COMMUNITY BANK OF THE CHESAPEAKE — 2019
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,709,796,000 | 1,754,115,000 | 1,854,305,000 | 1,795,950,000 |
| Total loans | 1,364,472,000 | 1,388,608,000 | 1,417,236,000 | 1,456,246,000 |
| Allowance for loan losses | 10,846,000 | 10,918,000 | 11,252,000 | 10,942,000 |
| Securities available for sale | 128,400,000 | 130,212,000 | 131,288,000 | 207,938,000 |
| Securities held to maturity | 94,545,000 | 95,407,000 | 88,403,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,441,157,000 | 1,496,638,000 | 1,563,284,000 | 1,525,862,000 |
| Interest-bearing deposits | 1,223,513,000 | 1,265,845,000 | 1,316,173,000 | 1,280,628,000 |
| Noninterest-bearing deposits | 217,644,000 | 230,793,000 | 247,111,000 | 245,234,000 |
| Equity capital | 191,156,000 | 195,736,000 | 198,938,000 | 202,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,813,000 | 36,025,000 | 54,377,000 | 73,479,000 |
| Interest expense | 4,253,000 | 8,605,000 | 12,839,000 | 16,961,000 |
| Net interest income | 13,560,000 | 27,420,000 | 41,538,000 | 56,518,000 |
| Noninterest income | 989,000 | 2,084,000 | 3,194,000 | 4,379,000 |
| Noninterest expense | 7,829,000 | 16,271,000 | 24,917,000 | 33,824,000 |
| Provision for loan losses | 500,000 | 875,000 | 1,325,000 | 2,130,000 |
| Pretax income | 6,276,000 | 12,479,000 | 18,646,000 | 25,303,000 |
| Income tax | 1,563,000 | 3,202,000 | 4,837,000 | 6,619,000 |
| Net income | 4,713,000 | 9,277,000 | 13,809,000 | 18,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,891,000 | 182,081,000 | 184,735,000 | 188,731,000 |
| Total capital | 189,788,000 | 193,050,000 | 196,038,000 | 199,724,000 |
| Risk-weighted assets | 1,411,172,000 | 1,442,320,000 | 1,478,474,000 | 1,506,766,000 |