Call reports 2018
COMMUNITY BANK OF THE CHESAPEAKE — 2018
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,573,888,000 | 1,583,403,000 | 1,673,180,000 | 1,687,468,000 |
| Total loans | 1,280,845,000 | 1,291,581,000 | 1,308,757,000 | 1,348,171,000 |
| Allowance for loan losses | 10,471,000 | 10,725,000 | 10,739,000 | 10,976,000 |
| Securities available for sale | 70,895,000 | 79,026,000 | 107,962,000 | 119,976,000 |
| Securities held to maturity | 98,198,000 | 99,297,000 | 96,270,000 | 95,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,287,743,000 | 1,326,422,000 | 1,454,919,000 | 1,433,875,000 |
| Interest-bearing deposits | 1,055,068,000 | 1,107,870,000 | 1,234,920,000 | 1,219,535,000 |
| Noninterest-bearing deposits | 232,675,000 | 218,552,000 | 219,999,000 | 214,340,000 |
| Equity capital | 176,971,000 | 178,367,000 | 180,621,000 | 185,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,860,000 | 31,581,000 | 48,107,000 | 65,145,000 |
| Interest expense | 2,528,000 | 5,378,000 | 8,604,000 | 12,368,000 |
| Net interest income | 13,332,000 | 26,203,000 | 39,503,000 | 52,777,000 |
| Noninterest income | 1,064,000 | 2,068,000 | 3,104,000 | 4,178,000 |
| Noninterest expense | 10,683,000 | 19,785,000 | 27,649,000 | 35,329,000 |
| Provision for loan losses | 500,000 | 900,000 | 940,000 | 1,405,000 |
| Pretax income | 3,213,000 | 7,508,000 | 13,933,000 | 20,139,000 |
| Income tax | 832,000 | 1,958,000 | 3,661,000 | 5,252,000 |
| Net income | 2,381,000 | 5,550,000 | 10,272,000 | 14,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,139,000 | 167,637,000 | 170,377,000 | 174,051,000 |
| Total capital | 176,661,000 | 178,413,000 | 181,167,000 | 185,078,000 |
| Risk-weighted assets | 1,304,378,000 | 1,319,954,000 | 1,354,943,000 | 1,383,049,000 |