Call reports 2017
COMMUNITY BANK OF THE CHESAPEAKE — 2017
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,353,134,000 | 1,389,326,000 | 1,398,512,000 | 1,401,097,000 |
| Total loans | 1,114,573,000 | 1,142,982,000 | 1,146,551,000 | 1,151,257,000 |
| Allowance for loan losses | 10,109,000 | 10,434,000 | 10,435,000 | 10,515,000 |
| Securities available for sale | 57,005,000 | 54,251,000 | 61,339,000 | 68,248,000 |
| Securities held to maturity | 104,965,000 | 106,842,000 | 104,530,000 | 99,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,053,693,000 | 1,091,932,000 | 1,101,034,000 | 1,109,048,000 |
| Interest-bearing deposits | 902,380,000 | 931,132,000 | 939,945,000 | 945,597,000 |
| Noninterest-bearing deposits | 151,313,000 | 160,800,000 | 161,089,000 | 163,451,000 |
| Equity capital | 137,769,000 | 138,385,000 | 140,386,000 | 139,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,942,000 | 26,315,000 | 39,991,000 | 53,607,000 |
| Interest expense | 1,781,000 | 3,781,000 | 5,999,000 | 8,381,000 |
| Net interest income | 11,161,000 | 22,534,000 | 33,992,000 | 45,226,000 |
| Noninterest income | 856,000 | 1,796,000 | 2,957,000 | 3,872,000 |
| Noninterest expense | 6,799,000 | 13,573,000 | 20,264,000 | 27,129,000 |
| Provision for loan losses | 380,000 | 755,000 | 980,000 | 1,010,000 |
| Pretax income | 4,838,000 | 10,135,000 | 15,838,000 | 21,134,000 |
| Income tax | 1,804,000 | 3,797,000 | 5,949,000 | 10,740,000 |
| Net income | 3,034,000 | 6,338,000 | 9,889,000 | 10,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,569,000 | 138,874,000 | 140,924,000 | 140,237,000 |
| Total capital | 148,698,000 | 149,328,000 | 151,389,000 | 150,782,000 |
| Risk-weighted assets | 1,113,483,000 | 1,127,050,000 | 1,132,252,000 | 1,164,478,000 |