Call reports 2016
COMMUNITY BANK OF THE CHESAPEAKE — 2016
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,174,223,000 | 1,230,438,000 | 1,279,754,000 | 1,331,868,000 |
| Total loans | 944,090,000 | 1,004,621,000 | 1,051,574,000 | 1,089,453,000 |
| Allowance for loan losses | 8,591,000 | 9,106,000 | 9,663,000 | 9,859,000 |
| Securities available for sale | 36,598,000 | 39,800,000 | 43,848,000 | 52,996,000 |
| Securities held to maturity | 114,455,000 | 107,772,000 | 102,956,000 | 109,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,200,000 | 992,599,000 | 1,014,060,000 | 1,041,191,000 |
| Interest-bearing deposits | 811,406,000 | 848,232,000 | 867,291,000 | 893,947,000 |
| Noninterest-bearing deposits | 138,794,000 | 144,367,000 | 146,769,000 | 147,244,000 |
| Equity capital | 132,854,000 | 133,802,000 | 134,395,000 | 136,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,343,000 | 23,345,000 | 35,576,000 | 48,192,000 |
| Interest expense | 1,479,000 | 3,064,000 | 4,695,000 | 6,365,000 |
| Net interest income | 9,864,000 | 20,281,000 | 30,881,000 | 41,827,000 |
| Noninterest income | 820,000 | 1,484,000 | 2,318,000 | 3,185,000 |
| Noninterest expense | 6,766,000 | 13,463,000 | 20,331,000 | 27,050,000 |
| Provision for loan losses | 428,000 | 991,000 | 1,690,000 | 2,360,000 |
| Pretax income | 3,490,000 | 7,350,000 | 11,216,000 | 15,633,000 |
| Income tax | 1,279,000 | 2,712,000 | 4,028,000 | 5,738,000 |
| Net income | 2,211,000 | 4,638,000 | 7,188,000 | 9,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,866,000 | 133,748,000 | 134,320,000 | 137,036,000 |
| Total capital | 141,457,000 | 142,854,000 | 143,983,000 | 146,895,000 |
| Risk-weighted assets | 1,011,129,000 | 1,019,247,000 | 1,063,912,000 | 1,102,116,000 |