Call reports 2015
COMMUNITY BANK OF THE CHESAPEAKE — 2015
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,086,838,000 | 1,124,128,000 | 1,109,180,000 | 1,141,065,000 |
| Total loans | 890,344,000 | 894,671,000 | 898,244,000 | 917,740,000 |
| Allowance for loan losses | 8,621,000 | 8,757,000 | 8,374,000 | 8,540,000 |
| Securities available for sale | 40,398,000 | 38,341,000 | 38,951,000 | 35,078,000 |
| Securities held to maturity | 80,653,000 | 85,985,000 | 93,942,000 | 109,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,723,000 | 899,694,000 | 882,682,000 | 907,439,000 |
| Interest-bearing deposits | 726,175,000 | 765,147,000 | 757,753,000 | 763,127,000 |
| Noninterest-bearing deposits | 129,548,000 | 134,547,000 | 124,929,000 | 144,312,000 |
| Equity capital | 128,907,000 | 130,922,000 | 132,193,000 | 132,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,749,000 | 21,718,000 | 32,751,000 | 43,966,000 |
| Interest expense | 1,414,000 | 2,875,000 | 4,356,000 | 5,798,000 |
| Net interest income | 9,335,000 | 18,843,000 | 28,395,000 | 38,168,000 |
| Noninterest income | 943,000 | 1,870,000 | 2,304,000 | 3,203,000 |
| Noninterest expense | 6,640,000 | 13,123,000 | 19,806,000 | 26,998,000 |
| Provision for loan losses | 179,000 | 569,000 | 1,070,000 | 1,433,000 |
| Pretax income | 3,458,000 | 7,020,000 | 9,822,000 | 12,945,000 |
| Income tax | 1,271,000 | 2,563,000 | 3,565,000 | 4,643,000 |
| Net income | 2,187,000 | 4,457,000 | 6,257,000 | 8,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,007,000 | 131,223,000 | 132,263,000 | 132,821,000 |
| Total capital | 137,628,000 | 139,980,000 | 140,637,000 | 141,361,000 |
| Risk-weighted assets | 936,284,000 | 953,553,000 | 965,596,000 | 982,348,000 |