Call reports 2012
COMMUNITY BANK OF THE CHESAPEAKE — 2012
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 965,172,000 | 972,383,000 | 978,393,000 | 978,404,000 |
| Total loans | 730,858,000 | 741,879,000 | 740,105,000 | 755,888,000 |
| Allowance for loan losses | 7,915,000 | 7,464,000 | 8,096,000 | 8,247,000 |
| Securities available for sale | 34,242,000 | 40,811,000 | 36,541,000 | 47,168,000 |
| Securities held to maturity | 140,637,000 | 126,915,000 | 125,044,000 | 112,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 805,526,000 | 813,141,000 | 822,197,000 | 819,744,000 |
| Interest-bearing deposits | 724,875,000 | 728,234,000 | 734,922,000 | 716,764,000 |
| Noninterest-bearing deposits | 80,651,000 | 84,907,000 | 87,275,000 | 102,980,000 |
| Equity capital | 84,590,000 | 85,282,000 | 86,983,000 | 88,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,265,000 | 20,540,000 | 30,671,000 | 41,094,000 |
| Interest expense | 2,940,000 | 5,664,000 | 8,123,000 | 10,360,000 |
| Net interest income | 7,325,000 | 14,876,000 | 22,548,000 | 30,734,000 |
| Noninterest income | 690,000 | 1,415,000 | 2,472,000 | 3,614,000 |
| Noninterest expense | 5,726,000 | 11,919,000 | 17,403,000 | 23,196,000 |
| Provision for loan losses | 341,000 | 778,000 | 1,524,000 | 2,529,000 |
| Pretax income | 1,948,000 | 3,594,000 | 6,093,000 | 8,619,000 |
| Income tax | 674,000 | 1,238,000 | 2,136,000 | 3,066,000 |
| Net income | 1,274,000 | 2,356,000 | 3,957,000 | 5,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,342,000 | 84,965,000 | 86,617,000 | 88,227,000 |
| Total capital | 92,257,000 | 92,557,000 | 94,713,000 | 96,595,000 |
| Risk-weighted assets | 747,084,000 | 758,048,000 | 759,781,000 | 769,764,000 |