Call reports 2011
COMMUNITY BANK OF THE CHESAPEAKE — 2011
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 867,469,000 | 902,500,000 | 965,393,000 | 980,353,000 |
| Total loans | 654,660,000 | 699,347,000 | 704,414,000 | 717,743,000 |
| Allowance for loan losses | 7,282,000 | 7,100,000 | 7,257,000 | 7,655,000 |
| Securities available for sale | 30,792,000 | 29,430,000 | 44,291,000 | 41,790,000 |
| Securities held to maturity | 113,656,000 | 106,781,000 | 139,943,000 | 153,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 721,328,000 | 752,378,000 | 812,534,000 | 826,410,000 |
| Interest-bearing deposits | 656,564,000 | 667,161,000 | 733,448,000 | 744,975,000 |
| Noninterest-bearing deposits | 64,764,000 | 85,217,000 | 79,086,000 | 81,435,000 |
| Equity capital | 79,086,000 | 79,784,000 | 84,282,000 | 85,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,942,000 | 20,005,000 | 30,340,000 | 40,580,000 |
| Interest expense | 3,146,000 | 6,262,000 | 9,566,000 | 12,837,000 |
| Net interest income | 6,796,000 | 13,743,000 | 20,774,000 | 27,743,000 |
| Noninterest income | 661,000 | 1,455,000 | 2,280,000 | 3,570,000 |
| Noninterest expense | 4,948,000 | 9,737,000 | 14,874,000 | 21,544,000 |
| Provision for loan losses | 2,006,000 | 2,897,000 | 3,541,000 | 4,087,000 |
| Pretax income | 503,000 | 2,564,000 | 4,639,000 | 5,682,000 |
| Income tax | 103,000 | 821,000 | 1,548,000 | 1,869,000 |
| Net income | 400,000 | 1,743,000 | 3,091,000 | 3,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,772,000 | 79,340,000 | 82,945,000 | 84,860,000 |
| Total capital | 86,103,000 | 86,513,000 | 90,319,000 | 92,623,000 |
| Risk-weighted assets | 681,878,000 | 727,322,000 | 732,082,000 | 745,112,000 |