Call reports 2009
COMMUNITY BANK OF THE CHESAPEAKE — 2009
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 737,915,000 | 776,197,000 | 795,877,000 | 812,715,000 |
| Total loans | 570,461,000 | 592,111,000 | 594,052,000 | 624,064,000 |
| Allowance for loan losses | 5,667,000 | 6,381,000 | 6,792,000 | 7,471,000 |
| Securities available for sale | 17,627,000 | 24,956,000 | 47,631,000 | 54,460,000 |
| Securities held to maturity | 104,792,000 | 104,553,000 | 95,927,000 | 90,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,495,000 | 592,315,000 | 626,831,000 | 640,892,000 |
| Interest-bearing deposits | 505,430,000 | 525,005,000 | 568,797,000 | 570,027,000 |
| Noninterest-bearing deposits | 50,065,000 | 67,310,000 | 58,034,000 | 70,865,000 |
| Equity capital | 76,702,000 | 77,146,000 | 78,026,000 | 77,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,287,000 | 18,831,000 | 28,526,000 | 38,372,000 |
| Interest expense | 4,137,000 | 8,229,000 | 12,223,000 | 15,793,000 |
| Net interest income | 5,150,000 | 10,602,000 | 16,303,000 | 22,579,000 |
| Noninterest income | 503,000 | 1,103,000 | 1,696,000 | 2,338,000 |
| Noninterest expense | 3,684,000 | 7,822,000 | 11,927,000 | 16,065,000 |
| Provision for loan losses | 533,000 | 1,462,000 | 1,978,000 | 3,472,000 |
| Pretax income | 1,436,000 | 2,420,000 | 4,093,000 | 5,379,000 |
| Income tax | 484,000 | 802,000 | 1,446,000 | 1,917,000 |
| Net income | 952,000 | 1,618,000 | 2,647,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,259,000 | 76,924,000 | 77,703,000 | 77,517,000 |
| Total capital | 81,968,000 | 83,343,000 | 84,558,000 | 85,028,000 |
| Risk-weighted assets | 584,010,000 | 609,547,000 | 616,624,000 | 647,340,000 |