Call reports 2004
COMMUNITY BANK OF THE CHESAPEAKE — 2004
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 371,111,000 | 394,799,000 | 495,781,000 | 505,321,000 |
| Total loans | 240,159,000 | 258,837,000 | 278,372,000 | 292,382,000 |
| Allowance for loan losses | 2,651,000 | 2,665,000 | 2,931,000 | 3,057,000 |
| Securities available for sale | 37,882,000 | 26,003,000 | 17,576,000 | 17,151,000 |
| Securities held to maturity | 65,546,000 | 76,627,000 | 168,168,000 | 162,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,337,000 | 255,186,000 | 256,663,000 | 267,068,000 |
| Interest-bearing deposits | 208,682,000 | 220,740,000 | 224,329,000 | 231,246,000 |
| Noninterest-bearing deposits | 32,655,000 | 34,446,000 | 32,334,000 | 35,822,000 |
| Equity capital | 27,606,000 | 27,879,000 | 36,544,000 | 37,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,639,000 | 9,351,000 | 15,269,000 | 21,717,000 |
| Interest expense | 1,565,000 | 3,169,000 | 5,156,000 | 7,638,000 |
| Net interest income | 3,074,000 | 6,182,000 | 10,113,000 | 14,079,000 |
| Noninterest income | 351,000 | 749,000 | 1,134,000 | 1,563,000 |
| Noninterest expense | 2,359,000 | 4,623,000 | 6,925,000 | 9,601,000 |
| Provision for loan losses | 70,000 | 84,000 | 317,000 | 453,000 |
| Pretax income | 996,000 | 2,196,000 | 3,878,000 | 5,461,000 |
| Income tax | 83,000 | 446,000 | 1,005,000 | 1,543,000 |
| Net income | 913,000 | 1,750,000 | 2,873,000 | 3,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,543,000 | 28,191,000 | 36,503,000 | 37,548,000 |
| Total capital | 30,293,000 | 30,883,000 | 39,511,000 | 40,743,000 |
| Risk-weighted assets | 270,372,000 | 290,914,000 | 339,082,000 | 347,810,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK OF THE CHESAPEAKE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.