Call reports 2001
COMMUNITY BANK OF THE CHESAPEAKE — 2001
What COMMUNITY BANK OF THE CHESAPEAKE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 256,960,000 | 256,334,000 | 252,272,000 | 261,154,000 |
| Total loans | 184,223,000 | 188,658,000 | 191,565,000 | 198,085,000 |
| Allowance for loan losses | 2,022,000 | 2,110,000 | 2,225,000 | 2,281,000 |
| Securities available for sale | 54,793,000 | 50,244,000 | 42,446,000 | 41,562,000 |
| Securities held to maturity | 1,498,000 | 1,400,000 | 1,208,000 | 2,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,959,000 | 178,129,000 | 177,439,000 | 183,879,000 |
| Interest-bearing deposits | 160,485,000 | 164,404,000 | 165,522,000 | 166,304,000 |
| Noninterest-bearing deposits | 12,474,000 | 13,725,000 | 11,917,000 | 17,575,000 |
| Equity capital | 23,437,000 | 23,568,000 | 24,637,000 | 24,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,963,000 | 9,652,000 | 14,344,000 | 18,741,000 |
| Interest expense | 2,503,000 | 4,822,000 | 6,956,000 | 8,785,000 |
| Net interest income | 2,460,000 | 4,830,000 | 7,388,000 | 9,956,000 |
| Noninterest income | 291,000 | 604,000 | 885,000 | 1,175,000 |
| Noninterest expense | 1,645,000 | 3,207,000 | 5,016,000 | 6,826,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,016,000 | 2,047,000 | 2,987,000 | 3,945,000 |
| Income tax | 348,000 | 705,000 | 1,027,000 | 1,359,000 |
| Net income | 668,000 | 1,342,000 | 1,960,000 | 2,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,101,000 | 23,274,000 | 23,892,000 | 23,517,000 |
| Total capital | 25,123,000 | 25,384,000 | 26,180,000 | 25,896,000 |
| Risk-weighted assets | 186,343,000 | 187,893,000 | 189,594,000 | 194,623,000 |