Call reports 2022
LEGACY BANK — 2022
What LEGACY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 174,131,000 | 176,005,000 | 176,585,000 |
| Total loans | 96,327,000 | 97,647,000 | 98,484,000 |
| Allowance for loan losses | 1,379,000 | 1,390,000 | 1,427,000 |
| Securities available for sale | 3,159,000 | 3,089,000 | 2,726,000 |
| Securities held to maturity | 8,646,000 | 7,081,000 | 8,685,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 162,256,000 | 164,492,000 | 164,334,000 |
| Interest-bearing deposits | 102,308,000 | 105,624,000 | 103,566,000 |
| Noninterest-bearing deposits | 59,948,000 | 58,868,000 | 60,768,000 |
| Equity capital | 11,622,000 | 11,295,000 | 12,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 1,107,000 | 2,337,000 | 3,855,000 |
| Interest expense | 45,000 | 88,000 | 134,000 |
| Net interest income | 1,062,000 | 2,249,000 | 3,721,000 |
| Noninterest income | 408,000 | 803,000 | 1,112,000 |
| Noninterest expense | 1,219,000 | 2,541,000 | 3,791,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 |
| Pretax income | 221,000 | 448,000 | 950,000 |
| Income tax | 11,000 | 30,000 | 60,000 |
| Net income | 210,000 | 418,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 11,730,000 | 11,471,000 | 12,385,000 |
| Total capital | 12,913,000 | 12,684,000 | 13,617,000 |
| Risk-weighted assets | 94,479,000 | 96,881,000 | 98,382,000 |