Call reports 2021
LEGACY BANK — 2021
What LEGACY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 154,004,000 | 161,256,000 | 160,816,000 | 165,755,000 |
| Total loans | 96,365,000 | 95,955,000 | 91,979,000 | 98,042,000 |
| Allowance for loan losses | 1,272,000 | 1,309,000 | 1,312,000 | 1,346,000 |
| Securities available for sale | 1,268,000 | 1,558,000 | 1,797,000 | 2,530,000 |
| Securities held to maturity | 9,747,000 | 8,665,000 | 8,659,000 | 8,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,154,000 | 149,565,000 | 149,016,000 | 153,970,000 |
| Interest-bearing deposits | 86,601,000 | 91,482,000 | 93,840,000 | 94,280,000 |
| Noninterest-bearing deposits | 56,553,000 | 58,083,000 | 55,176,000 | 59,690,000 |
| Equity capital | 10,613,000 | 11,429,000 | 11,638,000 | 11,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,701,000 | 3,798,000 | 4,914,000 |
| Interest expense | 74,000 | 139,000 | 197,000 | 251,000 |
| Net interest income | 1,051,000 | 2,562,000 | 3,601,000 | 4,663,000 |
| Noninterest income | 564,000 | 976,000 | 1,550,000 | 1,979,000 |
| Noninterest expense | 1,313,000 | 2,644,000 | 4,009,000 | 5,463,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 274,000 | 837,000 | 1,056,000 | 1,064,000 |
| Income tax | 14,000 | 42,000 | 53,000 | 53,000 |
| Net income | 260,000 | 795,000 | 1,003,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,576,000 | 11,402,000 | 11,611,000 | 11,621,000 |
| Total capital | 11,629,000 | 12,454,000 | 12,686,000 | 12,761,000 |
| Risk-weighted assets | 84,057,000 | 83,974,000 | 85,837,000 | 91,011,000 |