Call reports 2020
LEGACY BANK — 2020
What LEGACY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 115,226,000 | 138,129,000 | 139,310,000 | 146,151,000 |
| Total loans | 76,402,000 | 92,754,000 | 95,827,000 | 98,500,000 |
| Allowance for loan losses | 1,112,000 | 1,264,000 | 1,298,000 | 1,240,000 |
| Securities available for sale | 2,341,000 | 1,535,000 | 1,278,000 | 1,273,000 |
| Securities held to maturity | 10,587,000 | 8,854,000 | 8,849,000 | 9,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,402,000 | 128,630,000 | 129,911,000 | 135,519,000 |
| Interest-bearing deposits | 67,927,000 | 78,247,000 | 79,367,000 | 80,265,000 |
| Noninterest-bearing deposits | 38,475,000 | 50,383,000 | 50,544,000 | 55,254,000 |
| Equity capital | 8,647,000 | 9,282,000 | 9,157,000 | 10,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,714,000 | 3,888,000 | 5,016,000 |
| Interest expense | 101,000 | 201,000 | 301,000 | 391,000 |
| Net interest income | 1,015,000 | 2,513,000 | 3,587,000 | 4,625,000 |
| Noninterest income | 529,000 | 998,000 | 1,589,000 | 2,165,000 |
| Noninterest expense | 1,248,000 | 2,498,000 | 3,857,000 | 5,369,000 |
| Provision for loan losses | 30,000 | 150,000 | 180,000 | 120,000 |
| Pretax income | 264,000 | 918,000 | 1,194,000 | 1,357,000 |
| Income tax | 13,000 | 23,000 | 37,000 | 44,000 |
| Net income | 251,000 | 895,000 | 1,157,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,579,000 | 9,225,000 | 9,107,000 | 10,364,000 |
| Total capital | 9,502,000 | 10,173,000 | 10,074,000 | 11,387,000 |
| Risk-weighted assets | 73,692,000 | 75,526,000 | 77,063,000 | 81,665,000 |