Call reports 2019
LEGACY BANK — 2019
What LEGACY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,945,000 | 113,245,000 | 112,469,000 | 117,631,000 |
| Total loans | 83,321,000 | 80,788,000 | 81,096,000 | 76,702,000 |
| Allowance for loan losses | 1,148,000 | 1,108,000 | 1,139,000 | 1,127,000 |
| Securities available for sale | 2,486,000 | 2,507,000 | 3,015,000 | 3,308,000 |
| Securities held to maturity | 9,072,000 | 8,220,000 | 9,159,000 | 9,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,458,000 | 104,698,000 | 103,738,000 | 108,807,000 |
| Interest-bearing deposits | 65,643,000 | 68,746,000 | 66,879,000 | 69,517,000 |
| Noninterest-bearing deposits | 35,815,000 | 35,952,000 | 36,859,000 | 39,290,000 |
| Equity capital | 8,319,000 | 8,355,000 | 8,533,000 | 8,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,427,000 | 3,638,000 | 4,763,000 |
| Interest expense | 81,000 | 174,000 | 276,000 | 375,000 |
| Net interest income | 1,133,000 | 2,253,000 | 3,362,000 | 4,388,000 |
| Noninterest income | 255,000 | 531,000 | 1,169,000 | 1,689,000 |
| Noninterest expense | 1,151,000 | 2,280,000 | 3,550,000 | 4,952,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 207,000 | 444,000 | 891,000 | 1,020,000 |
| Income tax | 0 | 24,000 | 41,000 | 52,000 |
| Net income | 207,000 | 420,000 | 850,000 | 968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,299,000 | 8,315,000 | 8,490,000 | 8,608,000 |
| Total capital | 9,342,000 | 9,323,000 | 9,516,000 | 9,529,000 |
| Risk-weighted assets | 83,393,000 | 80,580,000 | 81,790,000 | 73,518,000 |