Call reports 2018
LEGACY BANK — 2018
What LEGACY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 107,444,000 | 111,765,000 | 106,144,000 | 108,326,000 |
| Total loans | 77,527,000 | 78,662,000 | 81,264,000 | 83,860,000 |
| Allowance for loan losses | 1,020,000 | 1,056,000 | 1,105,000 | 1,115,000 |
| Securities available for sale | 4,199,000 | 3,944,000 | 3,429,000 | 2,961,000 |
| Securities held to maturity | 8,266,000 | 7,200,000 | 8,609,000 | 8,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,305,000 | 103,668,000 | 97,802,000 | 99,812,000 |
| Interest-bearing deposits | 67,806,000 | 69,842,000 | 66,342,000 | 65,285,000 |
| Noninterest-bearing deposits | 31,499,000 | 33,826,000 | 31,460,000 | 34,527,000 |
| Equity capital | 7,944,000 | 7,860,000 | 8,155,000 | 8,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,115,000 | 3,333,000 | 4,444,000 |
| Interest expense | 55,000 | 111,000 | 175,000 | 247,000 |
| Net interest income | 969,000 | 2,004,000 | 3,158,000 | 4,197,000 |
| Noninterest income | 353,000 | 692,000 | 1,039,000 | 1,412,000 |
| Noninterest expense | 1,129,000 | 2,222,000 | 3,353,000 | 4,486,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 195,000 |
| Pretax income | 163,000 | 414,000 | 754,000 | 928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 414,000 | 754,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,955,000 | 7,883,000 | 8,190,000 | 8,333,000 |
| Total capital | 8,914,000 | 8,872,000 | 9,201,000 | 9,377,000 |
| Risk-weighted assets | 76,727,000 | 79,071,000 | 80,816,000 | 83,460,000 |