Call reports 2017
LEGACY BANK — 2017
What LEGACY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,744,000 | 103,130,000 | 103,838,000 | 103,020,000 |
| Total loans | 74,653,000 | 75,932,000 | 76,982,000 | 77,922,000 |
| Allowance for loan losses | 906,000 | 937,000 | 970,000 | 984,000 |
| Securities available for sale | 4,007,000 | 4,016,000 | 4,005,000 | 3,976,000 |
| Securities held to maturity | 8,498,000 | 7,034,000 | 6,974,000 | 7,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,283,000 | 95,493,000 | 95,991,000 | 95,004,000 |
| Interest-bearing deposits | 66,740,000 | 66,571,000 | 66,705,000 | 65,088,000 |
| Noninterest-bearing deposits | 28,543,000 | 28,922,000 | 29,286,000 | 29,916,000 |
| Equity capital | 7,321,000 | 7,472,000 | 7,672,000 | 7,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,955,000 | 2,994,000 | 4,051,000 |
| Interest expense | 52,000 | 105,000 | 163,000 | 219,000 |
| Net interest income | 912,000 | 1,850,000 | 2,831,000 | 3,832,000 |
| Noninterest income | 274,000 | 562,000 | 898,000 | 1,348,000 |
| Noninterest expense | 1,039,000 | 2,096,000 | 3,170,000 | 4,355,000 |
| Provision for loan losses | 30,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 117,000 | 266,000 | 479,000 | 715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 266,000 | 479,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,267,000 | 7,418,000 | 7,632,000 | 7,798,000 |
| Total capital | 8,173,000 | 8,355,000 | 8,602,000 | 8,761,000 |
| Risk-weighted assets | 76,086,000 | 76,231,000 | 78,014,000 | 77,091,000 |