Call reports 2016
LEGACY BANK — 2016
What LEGACY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,697,000 | 98,387,000 | 97,488,000 | 100,636,000 |
| Total loans | 65,454,000 | 67,843,000 | 70,235,000 | 74,136,000 |
| Allowance for loan losses | 949,000 | 949,000 | 963,000 | 892,000 |
| Securities available for sale | 4,537,000 | 3,044,000 | 3,032,000 | 4,246,000 |
| Securities held to maturity | 7,221,000 | 7,928,000 | 8,464,000 | 8,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,564,000 | 91,039,000 | 90,207,000 | 93,302,000 |
| Interest-bearing deposits | 62,589,000 | 61,920,000 | 63,504,000 | 62,814,000 |
| Noninterest-bearing deposits | 28,975,000 | 29,119,000 | 26,703,000 | 30,488,000 |
| Equity capital | 6,972,000 | 7,046,000 | 7,104,000 | 7,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,785,000 | 2,711,000 | 3,679,000 |
| Interest expense | 48,000 | 94,000 | 144,000 | 193,000 |
| Net interest income | 811,000 | 1,691,000 | 2,567,000 | 3,486,000 |
| Noninterest income | 195,000 | 449,000 | 785,000 | 995,000 |
| Noninterest expense | 1,004,000 | 2,057,000 | 3,185,000 | 4,243,000 |
| Provision for loan losses | 0 | 15,000 | 25,000 | -35,000 |
| Pretax income | 2,000 | 68,000 | 142,000 | 273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 68,000 | 142,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,886,000 | 6,952,000 | 7,028,000 | 7,159,000 |
| Total capital | 7,696,000 | 7,771,000 | 7,905,000 | 8,051,000 |
| Risk-weighted assets | 64,687,000 | 65,427,000 | 70,136,000 | 74,253,000 |