Call reports 2014
LEGACY BANK — 2014
What LEGACY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,001,000 | 91,176,000 | 89,196,000 | 90,793,000 |
| Total loans | 57,538,000 | 59,018,000 | 60,773,000 | 62,037,000 |
| Allowance for loan losses | 896,000 | 945,000 | 995,000 | 973,000 |
| Securities available for sale | 6,749,000 | 5,023,000 | 5,006,000 | 4,029,000 |
| Securities held to maturity | 4,211,000 | 4,672,000 | 4,587,000 | 5,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,111,000 | 84,261,000 | 82,228,000 | 83,817,000 |
| Interest-bearing deposits | 62,429,000 | 63,381,000 | 58,923,000 | 59,065,000 |
| Noninterest-bearing deposits | 21,682,000 | 20,880,000 | 23,305,000 | 24,752,000 |
| Equity capital | 6,723,000 | 6,645,000 | 6,703,000 | 6,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,560,000 | 2,445,000 | 3,292,000 |
| Interest expense | 52,000 | 103,000 | 152,000 | 202,000 |
| Net interest income | 727,000 | 1,457,000 | 2,293,000 | 3,090,000 |
| Noninterest income | 135,000 | 320,000 | 599,000 | 851,000 |
| Noninterest expense | 973,000 | 1,952,000 | 2,948,000 | 4,010,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | -156,000 | -265,000 | -191,000 | -234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -156,000 | -265,000 | -191,000 | -234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,647,000 | 6,541,000 | 6,615,000 | 6,574,000 |
| Total capital | 7,380,000 | 7,295,000 | 7,368,000 | 7,344,000 |
| Risk-weighted assets | 58,459,000 | 60,104,000 | 60,021,000 | 61,339,000 |