Call reports 2013
LEGACY BANK — 2013
What LEGACY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 90,366,000 | 88,506,000 | 89,060,000 | 88,792,000 |
| Total loans | 56,653,000 | 55,305,000 | 56,507,000 | 57,025,000 |
| Allowance for loan losses | 897,000 | 966,000 | 877,000 | 905,000 |
| Securities available for sale | 7,859,000 | 6,987,000 | 5,505,000 | 6,228,000 |
| Securities held to maturity | 3,060,000 | 3,466,000 | 3,781,000 | 3,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,010,000 | 82,168,000 | 82,420,000 | 81,726,000 |
| Interest-bearing deposits | 63,307,000 | 62,251,000 | 61,543,000 | 58,524,000 |
| Noninterest-bearing deposits | 20,703,000 | 19,917,000 | 20,877,000 | 23,202,000 |
| Equity capital | 6,245,000 | 6,077,000 | 6,463,000 | 6,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,583,000 | 2,361,000 | 3,139,000 |
| Interest expense | 68,000 | 134,000 | 193,000 | 250,000 |
| Net interest income | 715,000 | 1,449,000 | 2,168,000 | 2,889,000 |
| Noninterest income | 241,000 | 515,000 | 757,000 | 989,000 |
| Noninterest expense | 960,000 | 1,979,000 | 2,968,000 | 3,945,000 |
| Provision for loan losses | 30,000 | 175,000 | 175,000 | 220,000 |
| Pretax income | -34,000 | -190,000 | -218,000 | -287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -34,000 | -190,000 | -218,000 | -287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,166,000 | 6,001,000 | 6,376,000 | 6,752,000 |
| Total capital | 6,841,000 | 6,701,000 | 7,096,000 | 7,464,000 |
| Risk-weighted assets | 55,208,000 | 55,766,000 | 57,425,000 | 57,415,000 |