Call reports 2012
LEGACY BANK — 2012
What LEGACY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,625,000 | 82,876,000 | 80,708,000 | 85,143,000 |
| Total loans | 58,717,000 | 56,053,000 | 57,438,000 | 57,729,000 |
| Allowance for loan losses | 1,007,000 | 1,047,000 | 957,000 | 866,000 |
| Securities available for sale | 6,859,000 | 7,459,000 | 7,862,000 | 7,860,000 |
| Securities held to maturity | 2,980,000 | 2,605,000 | 2,710,000 | 3,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,652,000 | 76,009,000 | 73,820,000 | 78,725,000 |
| Interest-bearing deposits | 59,421,000 | 58,879,000 | 55,785,000 | 58,424,000 |
| Noninterest-bearing deposits | 18,231,000 | 17,130,000 | 18,035,000 | 20,301,000 |
| Equity capital | 6,939,000 | 6,794,000 | 6,799,000 | 6,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,690,000 | 2,519,000 | 3,357,000 |
| Interest expense | 89,000 | 168,000 | 242,000 | 314,000 |
| Net interest income | 778,000 | 1,522,000 | 2,277,000 | 3,043,000 |
| Noninterest income | 235,000 | 452,000 | 810,000 | 1,077,000 |
| Noninterest expense | 948,000 | 1,950,000 | 2,962,000 | 3,971,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 860,000 |
| Pretax income | -40,000 | -186,000 | -190,000 | -711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | -186,000 | -190,000 | -711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,856,000 | 6,711,000 | 6,715,000 | 6,194,000 |
| Total capital | 7,566,000 | 7,398,000 | 7,397,000 | 6,873,000 |
| Risk-weighted assets | 56,499,000 | 54,623,000 | 54,884,000 | 55,181,000 |