Call reports 2011
LEGACY BANK — 2011
What LEGACY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,769,000 | 84,111,000 | 82,254,000 | 81,862,000 |
| Total loans | 59,574,000 | 58,895,000 | 58,855,000 | 60,495,000 |
| Allowance for loan losses | 1,275,000 | 1,228,000 | 1,083,000 | 951,000 |
| Securities available for sale | 4,747,000 | 6,762,000 | 7,763,000 | 8,362,000 |
| Securities held to maturity | 3,230,000 | 2,685,000 | 2,685,000 | 2,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,226,000 | 76,727,000 | 74,920,000 | 74,792,000 |
| Interest-bearing deposits | 60,043,000 | 56,556,000 | 57,683,000 | 57,408,000 |
| Noninterest-bearing deposits | 22,183,000 | 20,171,000 | 17,237,000 | 17,384,000 |
| Equity capital | 7,489,000 | 7,291,000 | 7,287,000 | 6,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,843,000 | 2,742,000 | 3,604,000 |
| Interest expense | 118,000 | 237,000 | 349,000 | 453,000 |
| Net interest income | 811,000 | 1,606,000 | 2,393,000 | 3,151,000 |
| Noninterest income | 291,000 | 449,000 | 786,000 | 1,088,000 |
| Noninterest expense | 946,000 | 1,890,000 | 2,929,000 | 3,935,000 |
| Provision for loan losses | 120,000 | 370,000 | 460,000 | 770,000 |
| Pretax income | 36,000 | -195,000 | -200,000 | -457,000 |
| Income tax | 2,000 | -15,000 | -15,000 | -15,000 |
| Net income | 34,000 | -180,000 | -185,000 | -442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,412,000 | 7,201,000 | 7,197,000 | 6,894,000 |
| Total capital | 8,169,000 | 7,928,000 | 7,919,000 | 7,615,000 |
| Risk-weighted assets | 60,028,000 | 57,637,000 | 57,467,000 | 57,428,000 |