Call reports 2002
LEGACY BANK — 2002
What LEGACY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,333,000 | 48,646,000 | 45,528,000 | 47,063,000 |
| Total loans | 28,584,000 | 28,598,000 | 28,678,000 | 30,509,000 |
| Allowance for loan losses | 336,000 | 354,000 | 356,000 | 350,000 |
| Securities available for sale | 7,033,000 | 6,234,000 | 5,244,000 | 4,734,000 |
| Securities held to maturity | 3,295,000 | 2,530,000 | 2,529,000 | 2,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,506,000 | 44,775,000 | 41,499,000 | 43,141,000 |
| Interest-bearing deposits | 37,587,000 | 37,242,000 | 33,888,000 | 34,294,000 |
| Noninterest-bearing deposits | 7,919,000 | 7,533,000 | 7,611,000 | 8,847,000 |
| Equity capital | 3,665,000 | 3,720,000 | 3,904,000 | 3,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 757,000 | 1,500,000 | 2,213,000 | 2,916,000 |
| Interest expense | 250,000 | 474,000 | 670,000 | 853,000 |
| Net interest income | 507,000 | 1,026,000 | 1,543,000 | 2,063,000 |
| Noninterest income | 128,000 | 252,000 | 411,000 | 566,000 |
| Noninterest expense | 410,000 | 835,000 | 1,272,000 | 1,868,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 207,000 | 407,000 | 628,000 | 689,000 |
| Income tax | 11,000 | 20,000 | 32,000 | 34,000 |
| Net income | 196,000 | 387,000 | 596,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,573,000 | 3,581,000 | 3,756,000 | 3,665,000 |
| Total capital | 3,909,000 | 3,923,000 | 4,091,000 | 4,015,000 |
| Risk-weighted assets | 28,516,000 | 27,485,000 | 26,751,000 | 28,244,000 |